DWP pension benefit could give pensioners weekly boost up to £177 – are you eligible?

Therese Coffey outlines the benefits of Pension Credit scheme

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Pension Credit is a benefit which provides additional income each week to pensioners who need it. The benefit is paid by the Department for Work and Pensions (DWP) and the amount someone can get will vary depending on their situation.

Guarantee Credit is the core element of Pension Credit and tops up a pensioner’s weekly income to £177.10 if they are single and currently have less income than that amount.

For people who have a partner, the top up can take their income to £270.30.

Those who have additional needs or responsibilities may be able to get an extra amount.

Severe disability

Britons may get an additional £67.30 of Pension Credit per week if they have a severe disability.

Recipients of the following benefits could get the extra amount:

  • Attendance Allowance
  • The middle or highest rate from the care component of Disability Living Allowance (DLA)
  • The daily living component of Personal Independence Payment (PIP)
  • Armed Forces Independence Payment

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Caring responsibilities

Pensioners who care for another adult might be able to receive an extra £37.70 of Pension Credit each week.

The additional amount is available to those who:

  • Get Carer’s Allowance
  • Have claimed Carer’s Allowance but are not actually being paid anything as they already receive another benefit which pays a higher amount
  • Both partners may get the extra amount if they have both claimed or are getting Carer’s Allowance.

Caring for a child or young person

Pensioners could receive an additional £54.60 of Pension Credit a week for each child or young person they are responsible for.

This rises to £65.10 a week for the first child in someone’s care if they were born before April 6, 2017.

The child or young person must normally live with the Pension Credit recipient and be under the age of 20.

Housing costs

People with housing costs could also get an extra Pension Credit boost.

Exactly how much depends on the type and amount of housing costs someone has.

Pensioners may get help with the following housing costs:

  • Ground rent for leasehold properties
  • Some service charges
  • Charges for tents and site rents

Savings Credit

Savings Credit provides a financial boost for people who have slightly more income, meaning if someone cannot get Guarantee Credit, they may still get some support through Savings Credit.

This could pay out up to £14.04 Savings Credit a week for single pensioners and £15.71 for those with a partner.

To get Savings Credit, someone must have reached state pension age before April 6, 2016.

How to apply

Applications for Pension Credit can be made online via the Government website, or on the phone by calling the claim line on 0800 99 1234.

People can also apply by post. They should print out, fill in and send off a Pension Credit claim form or call the claim line to request a form.

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